BSTpay is a financial technology infrastructure platform that enables access to payment, collection, foreign exchange, and cross-border transaction services through licensed financial institutions and regulated partners.
We help businesses, freelancers, and global communities connect to trusted financial networks through secure, scalable, and API-driven infrastructure.
Access to cross-border transaction networks via licensed partners
Enterprise-grade protection
BSTpay provides technology infrastructure that enables businesses to connect with payment, collection, foreign exchange, and cross-border transaction services offered by our licensed financial institutions and regulated partners.
Enable access to local and international payment acceptance solutions through licensed financial partners, including checkout integrations, payment links, invoicing tools, and transaction tracking.
Manage vendors, automate transaction routing workflows, monitor activity, and integrate partner-supported distribution and collection services for growing digital platforms.
Provide access to cross-border transaction services through licensed financial institutions and regulated partners, supporting global commerce and international financial connectivity.
BSTpay provides API-based infrastructure that enables businesses to access payment, collection, foreign exchange, and cross-border transaction services through licensed financial institutions and regulated partners.
Access cross-border transaction networks and multi-currency financial services through licensed financial partners.
Enable businesses to integrate payment acceptance solutions such as checkout systems, invoices, and payment links through licensed providers.
Enterprise-grade security, encrypted data flows, and monitored API infrastructure designed for regulated financial integrations.
Access near real-time transaction processing services through integrated licensed financial partners across supported regions.
API infrastructure that allows developers to integrate financial service providers into applications, marketplaces, and platforms.
Intelligent monitoring systems that help detect and reduce transactional risk through partner-driven compliance frameworks.
Access payment acceptance solutions, billing tools, customer management, and cross-border financial services through BSTpay’s network of licensed financial partners.
Access local & international payment channels via partners
Partner-enabled in-store payment experiences
Generate and share payment requests via partners
Create invoices and manage customer billing workflows
Secure Infrastructure Layer
BSTpay provides API infrastructure that enables developers to integrate access to payment processing, financial services, invoicing, and cross-border transaction capabilities through licensed financial institutions and regulated partners.
Connect to financial APIs in minutes
Encrypted and monitored API layer
const transaction = await fetch("https://api.bstpay.com/v1/transaction-intent", {
method: "POST",
headers: {
Authorization: "Bearer YOUR_SECRET_KEY",
"Content-Type": "application/json"
},
body: JSON.stringify({
amount: 100,
currency: "USD",
purpose: "payment_intent",
reference: "merchant_id"
})
});
const response = await transaction.json();
console.log(response);
BSTpay provides access to payment infrastructure and financial services through licensed partner institutions. Pricing reflects usage of technology, routing, and processing infrastructure.
For startups integrating payment infrastructure APIs.
For scaling businesses using partner-enabled financial services.
For institutions requiring dedicated infrastructure solutions.
Transparent infrastructure and partner processing fees
| Service Category | Access Fee | Description |
|---|---|---|
| Payment Infrastructure Access | Usage-based | Access to partner-enabled payment rails and APIs |
| Cross-Border Transaction Routing | 1% – 3% | International transaction processing via licensed partners |
| Settlement Processing | Flat fee / volume based | Partner-managed payout and settlement services |
| FX Conversion Access | 0.5% – 1% | Foreign exchange conversion via liquidity partners |
| Dispute Handling Support | Varies | Chargeback and dispute resolution via partner banks |
Powerful payment tools, merchant infrastructure, APIs, global settlements, and seamless checkout systems designed to help your business grow faster worldwide.
Access your transactions, merchant tools, analytics, and payment infrastructure powered by BSTpay’s licensed financial partners — all from your mobile device.
View and manage activity in real time.
Protected via enterprise-grade security systems.
Interact with international payment networks.
Track performance across your operations.
Create your account, verify your identity, and start accepting or sending payments globally.
Register with your email and verify your email securely with OTP authentication.
Submit your BVN, government-issued ID, and personal details. All users undergo KYC (Know Your Customer) and AML (Anti-Money Laundering) screening through regulated compliance partners to ensure secure and compliant access.
Once KYC & AML verification is approved, you can fund your account through licensed financial service providers. All deposits and transfers are processed securely by regulated partners in supported regions.
After activation, you can access your dashboard to monitor transactions, manage payments, generate payment links, and track business performance in real time.
Learn how businesses use BSTPay to process global payments through secure, compliant financial infrastructure powered by licensed partners.
How merchants accept global payments through compliant infrastructure.
Merchant Success Story
Real businesses using BSTPay globally
Cross-Border Payments
Instant global settlement infrastructure
Join BSTPay’s regulated partner ecosystem and help businesses access digital financial services through licensed payment infrastructure providers. Partners facilitate onboarding, customer support, and service access while all funds and transactions are processed exclusively through regulated financial institutions.
Earn commissions from verified service activities such as onboarding support, merchant activation, and transaction facilitation through licensed partners.
Operate within BSTPay’s compliant ecosystem powered by licensed financial institutions and approved payment processors.
Structured compliance and verification workflow.
Provide basic business and identity information for review.
Identity verification, business validation, and risk screening are performed in line with regulatory requirements.
BSTPay reviews operational risk, geographic eligibility, and partner suitability before activation.
Approved partners receive dashboard access and tools to support customers. All financial transactions remain fully processed by licensed financial institutions and regulated payment partners.
Required for regulated onboarding
Government-issued ID and personal verification details.
Business registration documents where applicable (RC/TIN).
Automated and manual checks for financial crime prevention.
Assessment of business model, location, and activity risk level.
BSTPay operates through licensed financial institutions, regulated payment processors, and technology infrastructure providers to enable secure digital financial services.
Some logos displayed represent licensed financial institutions, regulated payment processors, and technology infrastructure providers integrated into BSTPay’s ecosystem. This does not imply formal partnership, endorsement, or ownership unless explicitly stated in legal agreements. All financial services are delivered through regulated third-party institutions in compliance with applicable financial regulations.
Feedback from merchants and professionals using BSTPay-enabled payment infrastructure
Testimonials reflect user experiences. Results may vary depending on business model, location, and regulatory availability.
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For technical support, integration assistance, partnership inquiries, or onboarding guidance. BSTPay operates as a payment infrastructure layer connecting businesses to regulated financial partners.
BSTPay provides payment infrastructure and technical support only. All regulated financial services are provided by licensed third-party financial institutions.
Everything you need to know about BSTPay.