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Data Protection & Privacy Framework

Privacy Policy

This Privacy Policy explains how BSTPay collects, processes, stores, and protects personal data in connection with cross-border payments, digital wallets, and financial technology services.

BSTPay (“we”, “our”, “us”) is committed to safeguarding user privacy and ensuring compliance with applicable data protection and financial regulations. By using our services, you consent to the practices described in this policy.

1. Information We Collect

We may collect personal identification details including name, email address, phone number, government-issued identification, transaction history, device information, and compliance-related documentation (KYC/AML).

2. Purpose of Data Collection

Data is collected to facilitate account creation, identity verification, payment processing, fraud prevention, regulatory compliance, customer support, and service improvement.

3. Data Security & Protection

We implement encryption protocols, secure storage systems, access controls, and continuous monitoring to protect user data against unauthorized access, disclosure, alteration, or destruction.

4. Cross-Border Data Processing

BSTPay may process and store data across multiple jurisdictions as part of its global payment infrastructure. All processing is conducted in accordance with applicable data protection laws.

5. Third-Party Services

We may share limited data with licensed third-party providers such as payment processors, KYC verification partners, fraud prevention systems, and compliance service providers. We do not sell personal data.

6. Data Retention

We retain user data only for as long as necessary to fulfill regulatory, legal, operational, and compliance obligations. Some records may be retained for audit and anti-fraud purposes.

7. User Rights

Users may request access, correction, restriction, or deletion of their personal data, subject to legal and regulatory obligations that may require retention of certain information.

8. Cookies & Tracking

BSTPay may use cookies and similar technologies to improve user experience, monitor platform performance, and ensure security of transactions.

9. Compliance & Legal Disclosure

We may disclose user data where required by law, regulatory authorities, court orders, or to prevent fraud, financial crime, or security threats.

Privacy Commitment

BSTPay is committed to maintaining transparency, security, and regulatory compliance in all data processing activities. We continuously review and update our privacy practices to align with global fintech and data protection standards.